Below are some of the common questions Homebuyers have. Once you
have answers to all your questions, click on the Get Pre-Qualified
button to find out the best mortgage loan for you!
| I want to move up to a better home. What can I afford? |
Each
buyer is unique - and we'll help you find out just what
you can afford. You already know that monthly income and
financial obligations are most important in determining your
price range. It's simple to make an estimate: just complete
the pre-qualification form and we'll have several options
for you shortly!
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| How can I qualify for MORE home? |
With an Interest Only, or Adjustable Rate Mortgage, homebuyers can qualify for more home. For more information, see our Compare Loans Chart.
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| What is a free pre-qualification letter? |
A pre-qualification letter is a statement
that you are qualified to service a specific amount of debt.
It merely requires that you provide some general information
about your income and debt levels.
Saving time is a great advantage of being
pre-qualified. Once you have a pre-qualification letter, you
will know your price range and affordable mortgage payments.
Then you can concentrate on finding the right home!
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I'm buying a second home.
Is it a different process? |
No.
Whether you need to be near the water or in the mountains, a
vacation home offers an opportunity for fun and relaxation
- and we make it just as easy to obtain a mortgage. But
keep in mind you'll need to identify sources for your down
payment, since you're not selling your current house and
using the proceeds, and you'll need to expect a larger
monthly obligation for housing expenses. We'll work with you
to create a customized loan program that is best for you.
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What about my
less-than-perfect credit? |
Our special solutions program can help:
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What if I don't sell my
current house? |
You
may qualify for a new loan without even selling your current
home. We'll help you determine what might work for you. Just
complete the short pre-qualification form and we'll get
back with you shortly with your options!
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