Get Pre-Approved!

Unlike pre-qualification, pre-approval information must be verified. You will be asked about your income, the source of your down payment, credit cards and outstanding loans. The pre-approval letter is a direct statement from the lender. If you are bidding on your dream home, being pre-approved can be a great advantage over competing bids!

As a mortgage broker, we will search out a variety of lenders to find one that can best accommodate your loan needs and credit rating. Our goal is to help you through the home-buying process from beginning to end by providing information and options. We will locate the absolute best mortgage rate and lowest closing costs possible and process your application without any cost or obligation.

Three easy ways to start your application:

1. About the Home You Are Purchasing
What type of home are you purchasing?	Select Primary - Single Family Detached Primary - Condo/ Townhouse 2nd Home - Single Family Detached 2nd Home - Condo / Townhouse Investment - Single Family Detached Investment - Condo / Townhouse Lots / Land
What purchase price are you interested in? (e.g. 300000)	$
How much will you be putting down?	$
Have you already found a home?	Yes   No
What is your estimated purchase date?	Select Within one month Within 3 months Within 6 months
What type of mortgage are you looking for?	Select 30 Year Fixed 15 Year Fixed 2/1 ARM 3/1 ARM 5/1 ARM 7/1 ARM 10/1 ARM Interest Only Zero Down Stated Income VA FHA Other Not Sure
Would you like to receive a free prequalification letter?	Yes   No

2. About Your Income, Expenses and Credit:
What is your household's GROSS monthly income? (Include commissions, bonuses & child support.)	$
What is the total of all MINIMUM monthly debt payments?	$
Please estimate your credit profile: (NOTE: Your credit report will NOT be run for this inquiry.)	Select Excellent Good Fair Poor

3. About You
Your First Name:	Your Last Name:
Your E-mail: (example@msn.com)	Yes, I'd like to receive the Watkins Realty Group newsletter
Co-borrower's First Name:	Co-borrower's Last Name:
Street Address:	City:
State:	Zip Code:
What is the best time to contact you? AM  PM	How long have you been at your current job?  Select Less than 6 months 6-12 months 1-2 years More than 2 years Retired
Please supply your work or home phone number(s) below: Ex. (555) 444-3333 Work Phone: Ext. Home Phone:	Are you self-employed? Yes   No

By submitting this form you authorize Watkins Home Loans to search our network of lenders to find the best possible loan program and rate available for your needs. Within a few days you will receive free no obligation quotes. You choose the lender with the best loan terms and save money!

 

Questions about this form? Call: 619-665-6789