Home Purchase. Get approved before you start house hunting and close fast on your new home!
First Time Home Buyer. Learn everything you need to know about the mortgage process and buying your first home.
Refinance. Lower your mortgage payment, Lock in your rate, consolidate debt, or use the equity in your home to your advantage.
Home Equity Loan. Get cash to turn your house into your dream home, consolidate debt, pay for college, or invest in your dreams with a cash-out refinance.
Compare Loans. The right loan can make your mortgage more manageable and help you accomplish more. Find the best-fitting loan for your financial situation.
Less-Than-Perfect-Credit. We specialize in serving the needs of people who are in the process of putting
their financial problems behind them.
Get Pre-Qualified! Get a free no obligation loan prequalification for a mortgage to buy a home using the following types of mortgages.
Get Pre-Approved! Getting Pre-approved means sellers take your offer more seriously and you get an edge over other buyers who aren't pre-approved.
Free Property Evaluation. Before refinancing, you should know what your home is worth. We will provide you a FREE Comparative Market Analysis on your home and give you an estimate of your home value.
Ask a Loan Expert. Ask a San Diego Loan Expert your question about mortgages.
Free Mortgage Consultation. Get a free, no-obligation mortgage consultation with a Watkins Home Loans Expert.
Learning Center Library. The Learning Center offers content to help familiarize you with the mortgage lending and the various stages of the application process.
Mortgage Calculators. If you're thinking about buying, refinancing, or getting a home equity loan, these interactive loan calculators will help you explore your loan options to make the right home financing decision.
Your Credit Guide. At Watkins Home Loans, we want to help you understand why having good credit is so important — especially when pursuing the American dream of home ownership.
Glossary. Use our loan glossary to learn more about common loan terms.
Testimonials. See what customers say about Watkins Home Loans.
