Pre-Qualification vs. Pre-Approval
To get you started quickly and easily, pre-qualification
merely requires that you provide some general information about your
income and debt levels. There is little or no confirmation of the
information. As a result, a pre-qualification can give you an idea
of price range and mortgage payments. If you wish to be
pre-qualified and receive a free pre-qualification letter, please click
here.
We can also assist you with pre-approval. Unlike
pre-qualification, the information must be verified. You will be
asked about your income, the source of your down payment, credit
cards and outstanding loans. The pre-approval letter is a direct
statement from the lender. If you are bidding on your dream home,
being pre-approved can be a great advantage over competing bids!
As a mortgage broker, we will search out a variety of lenders to
find one that can best accommodate your loan needs and credit
rating. Our goal is to help you through the home-buying process from
beginning to end by providing information and options. We will
locate the absolute best mortgage rate and lowest closing costs
possible and process your application without any cost or
obligation.
Apply
with us in the way that best suits your needs - online, via fax, by
phone, or in person. It's up to you!
Three easy ways to start your application:
| 1. |
APPLY
ONLINE
Please begin the pre-approval process be completing the online Pre-Approval
form. We will contact you for your permission to proceed
with
verification of your information and for credit check
authorization. |
| |
|
| 2. |
DOWNLOAD
AN APPLICATION
Fax us at: 858-780-8811 |
| |
|
| 3. |
Phone or Personal Consultation
Call us at: 619-665-6789 |
|
